The Families First Coronavirus Response Act (FFCRA), adopted in March 2020, provided a package of relief programs to help individuals and families affected by the COVID-19 public health emergency.
One FFCRA provision prevented state Medicaid programs from disenrolling Medicaid recipients from health coverage, ensuring individuals and families were protected from gaps in care during the COVID-19 crisis. That protection ends starting April 1, 2023, when states will resume the annual Medicaid determination process. States have until March 2024 to complete the redetermination process, signaling that affected individuals could be notified of their loss of coverage at any point in the next year.
Full-time employees who lose Medicaid coverage will be entitled to enroll in their company’s group health plan within 30 days’ notice of a loss of coverage. Employers with more than 50 full-time employees should ensure coverage is affordable based on the affordability rules established by the Affordable Care Act.
For those not eligible for employer group coverage, enrollment assistance with coverage through Healthcare.gov is available through Bukaty’s Life Transitions service at 913.222.5520. Licensed, certified enrollers can help individuals enroll in coverage and secure a premium subsidy (advanced premium tax credit) if qualified.
For additional information, contact your Bukaty benefits consultant at 913.345.0440.