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Open enrollment is almost here

Authored by Bukaty Companies on October 25, 2018

As you may be aware, a lot has happened in the world of health insurance over the past 12 months. There has been so much confusion surrounding “repeal and replace” of the Affordable Care Act (ACA), many are wondering if individuals not qualified for a special enrollment period still need to wait for open enrollment to purchase or renew their health insurance plan for 2019. Despite all the recent enacted and proposed changes made to the ACA, open enrollment has not been eliminated.

Now is the time for employees not enrolled in a group health insurance plan to renew or secure their individual health care coverage. Further, Medicare enrollment has already begun and will continue into December, while open enrollment at Heathcare.gov does not start until November and will extend until mid-December. Although the individual mandate penalty has been eliminated for 2019 and beyond, some states may replace it with a state-based mandate requiring individuals to have health insurance or else receive a penalty.

Alternatively, AlieraCare is available year-round,  not just during open enrollment, and can save individuals up to 40% on their health care plan. AlieraCare provides reasonably priced, state-of-the-art services including

• telemedicine,

• preventive and primary care,

• lab and diagnostics, and

• urgent care.

Blog Category: Individual

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BUKATY PODCAST

Episode 12: Enrich your company's HSA benefits

Uncover the hidden benefits of health savings accounts (HSAs). Our in-house expert reveals why HSAs are the fast-growing employee benefit.

Episode 11: Regulation changes to know in 2020

Our compliance officer recaps the more significant regulatory from 2019 that will affect your business in 2020. 

Episode 10: Lower costs with a dependent audit

Verifying plan membership is valuable to your company's bottom line. As much as 10% of dependents on your plan could be ineligible for group coverage! Learn more about conducting a dependent audit in your organization.

Episode 9: Make open enrollment a breeze

Bukaty experts share their thoughts on how to avoid open enrollment complications. Planning and communication are key.

Episode 8: Avoiding employee lawsuits

Discover how your business could be at risk for lawsuits, and learn strategies to minimize your chances of getting sued. Our podcast guest shares HR tips you won’t want to miss.

Episode 7: Management training is more important than you realize

Don't leave your managers untrained and unprepared. This episode explores the importance of training your company leaders and how it can be detrimental to your business if you don't.

Episode 6: A benefits package for all ages

Rather than limit your company to an outdated one-size-fits-all benefit package, explore customized, generationally based benefit options for your employees. Each generation has different benefit preferences and Bukaty has the technology and benefit lineup to cater to their needs.

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