--- title: P&C insurance insights | Business Insurance description: Business Insurance | Protect yourself and your business with the right insurance coverage. --- Open main menu Close main menu [![Bukaty New logo (2015) full color (29)](https://insights.bukaty.com/hs-fs/hubfs/Bukaty%20New%20logo%20(2015)%20full%20color%20(29).png?width=278&height=100&name=Bukaty%20New%20logo%20(2015)%20full%20color%20(29).png "Bukaty New logo (2015) full color (29)")](https://www.bukaty.com/) - [About Us](https://www.bukaty.com/about-us) - [Become a Partner](https://www.bukaty.com/become-a-partner) - [Contact](https://www.bukaty.com/contact-us) - [EMPLOYEE BENEFITS](https://www.bukaty.com/employee-benefits) - [STRATEGIC PLANNING](https://www.bukaty.com/employee-benefits-pages/strategic-planning) - [DATA ANALYTICS](https://www.bukaty.com/employee-benefits-pages/data-analytics) - [PHARMACY COST CONTROL](https://www.bukaty.com/employee-benefits-pages/pharmacy-cost-control) - [DISEASE MANAGEMENT & WELLNESS](hhttps://www.bukaty.com/employee-benefits-pages/disease-management-wellness) - 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[HR Consulting](https://www.bukaty.com/hr-consulting) - [Project Work](https://www.bukaty.com/hr-consulting-pages/project-work) - [Training](https://www.bukaty.com/hr-consulting-pages/training) - [Recruiting](https://www.bukaty.com/hr-consulting-pages/recruiting) - [HR Placement](https://www.bukaty.com/hr-consulting-pages/hr-placement) - [HR Concierge](https://www.bukaty.com/hr-consulting-pages/hr-concierge-service) - [Compliance](https://www.bukaty.com/compliance) - [Compliance ✔](https://www.bukaty.com/compliance-pages/compliance-check-audit) - [Affordable Care Act (ACA)](https://www.bukaty.com/compliance-pages/affordable-care-act) - [Benefit Admin](https://www.bukaty.com/benefit-administration) - [HSA](https://www.bukaty.com/benefit-administration-2/health-savings-account-hsa) - [HRA](https://www.bukaty.com/benefit-administration-2/health-reimbursement-arrangement) - [FSA](https://www.bukaty.com/benefit-administration-2/flexible-spending-account) - [COBRA](https://www.bukaty.com/benefit-administration-2/cobra-administration) - [Combined Billing](https://www.bukaty.com/benefit-administration-2/combined-billing) - [Payroll/Accounting](https://www.bukaty.com/payroll-accounting) - [Payroll Administration](https://www.bukaty.com/payroll-accounting-2/payroll-administration) - [Time and Attendance](https://www.bukaty.com/payroll-accounting-2/time-and-attendance) - [Human Resource Capabilities](https://www.bukaty.com/payroll-accounting-2/human-resource-capabilities) - [Accounting Services](https://www.bukaty.com/payroll-accounting-2/accounting-services) Posts about: ## Business Insurance ![How Return-To-Work programs can reduce workers' compensation costs](https://insights.bukaty.com/hubfs/AdobeStock_433448744_RTW%20programs.jpeg) ### [How Return-To-Work programs can reduce workers' compensation costs](https://insights.bukaty.com/pc_insurance_insights/how-return-to-work-programs-can-reduce-workers-compensation-costs) Recovery is the priority when a workplace injury occurs, but what happens after the initial injury can significantly impact an organization's long-term workers' compensation costs. A well-designed Return-to-Work (RTW) program helps injured employees safely return to work while reducing claim costs, improving employee outcomes and protecting an employer's bottom line. [Read More](https://insights.bukaty.com/pc_insurance_insights/how-return-to-work-programs-can-reduce-workers-compensation-costs) ![Managing risk at a company party](https://insights.bukaty.com/hubfs/2026/2026%20Spring%20news%20you%20can%20use/AdobeStock_473485916_company%20party%20risk%20management.jpg) ### [Balancing culture and compliance: managing risk at company events](https://insights.bukaty.com/pc_insurance_insights/balancing-culture-and-compliance-managing-risk-at-company-events) Company-sponsored events can boost morale and signal a strong company culture, but some employee activities can expose employers to liability. HR leaders should partner with risk management and insurance advisors to proactively address these exposures. [Read More](https://insights.bukaty.com/pc_insurance_insights/balancing-culture-and-compliance-managing-risk-at-company-events) ![Looming spring storm clouds over neighborhood](https://insights.bukaty.com/hubfs/AdobeStock_1758824777_storm.jpg) ### [5 tips to protect you and your home from storm damage](https://insights.bukaty.com/pc_insurance_insights/5-tips-to-protect-you-and-your-home-from-storm-damage) Spring brings warmer weather, but it also brings high winds, hail, heavy rain, and the potential for costly home damage. As a trusted insurance agent, our goal isn't just to help clients recover after a loss. It's to help prevent one in the first place.   [Read More](https://insights.bukaty.com/pc_insurance_insights/5-tips-to-protect-you-and-your-home-from-storm-damage) ![Two women sitting at a laptop designing website](https://insights.bukaty.com/hubfs/AdobeStock_245848243_webaccess.jpg) ### [Missouri employers beware: website accessibility lawsuits on the rise](https://insights.bukaty.com/pc_insurance_insights/missouri-employers-beware-website-accessibility-lawsuits-on-the-rise) Businesses across Missouri are at risk as website accessibility lawsuits spring up across the state. Failure to satisfy Americans with Disabilities Act (ADA) requirements for website accessibility can result in costly lawsuits. Over 90 cases against Missouri employers have been filed, primarily by one attorney and his visually impaired client. [Read More](https://insights.bukaty.com/pc_insurance_insights/missouri-employers-beware-website-accessibility-lawsuits-on-the-rise) ![Landlord handing her new renter apartment keys](https://insights.bukaty.com/hubfs/AdobeStock_574449044_landlordinsurance.jpg) ### [What is landlord insurance?](https://insights.bukaty.com/pc_insurance_insights/how_cybercrime_impacts_business-0) Cyber criminals target businesses of all sizes and industries across the globe, leaving catastrophic aftereffects in the wake of their attacks. Businesses that fall victim to cybercrime are tasked with cleaning up the fallout and minimizing the consequences on business operations. Consider the impact cybercrime could have on your business and protect yourself with the right cyber insurance.    [Read More](https://insights.bukaty.com/pc_insurance_insights/how_cybercrime_impacts_business-0) ![OSHA compliance: avoiding the most cited standards](https://insights.bukaty.com/hubfs/2025/2025%20fall%20newsletter/AdobeStock_1592411945_600X400_OSHA.jpg) ### [OSHA compliance: avoiding the most cited standards](https://insights.bukaty.com/pc_insurance_insights/osha-compliance-avoiding-the-most-cited-standards) The Occupational Safety and Health Administration (OHSA) oversees the enforcement and regulation of workplace safety standards. Eachyear, OSHA publishes a top ten [most frequently cited standards](https://www.osha.gov/top10citedstandards) to alert employers of workplace safety and health risks that can be mitigated with proper training and systems.  [Read More](https://insights.bukaty.com/pc_insurance_insights/osha-compliance-avoiding-the-most-cited-standards) ![Natural disaster planning – is your business protected?](https://insights.bukaty.com/hubfs/2025/2025%20Summer%20news%20you%20can%20use/AdobeStock_316562749_NaturalDisaster.jpg) ### [Natural disaster planning – is your business protected?](https://insights.bukaty.com/pc_insurance_insights/natural-disaster-planning-is-your-business-protected) Inclement weather and other natural disasters are inevitable, but business owners should take significant steps to properly prepare personnel and structures before catastrophes unfold. Reduce the risk of damage by implementing the right procedures and verifying necessary coverage. [Read More](https://insights.bukaty.com/pc_insurance_insights/natural-disaster-planning-is-your-business-protected) ![People reviewing business risks](https://insights.bukaty.com/hubfs/AdobeStock_1037852794-1.jpeg) ### [Impact of M&A activities on business insurance](https://insights.bukaty.com/pc_insurance_insights/impact-of-ma-activities-on-business-insurance) Businesses considering merger and acquisition opportunities must practice due diligence to ensure potential business partners don't come with hidden risks. Bukaty Companies Property & Casualty knows asking the right questions is vital to identify and mitigate potential liabilities. Keep these business insurance considerations in mind when evaluating merger and acquisition (M&A) activities.   [Read More](https://insights.bukaty.com/pc_insurance_insights/impact-of-ma-activities-on-business-insurance) ![Identifying gaps in your business protection plan](https://insights.bukaty.com/hubfs/2025/2025%20Spring%20news%20you%20can%20use%20images/AdobeStock_255540499_BusinessProtectionPlan.jpg) ### [Identifying gaps in your business protection plan](https://insights.bukaty.com/pc_insurance_insights/identifying-gaps-in-your-business-protection-plan) Recent studies signal that nearly half of mid-market business owners do not feel prepared for the most pressing business risks. From technology disruptions to revolving regulatory updates, business owners must shield their operation from a barrage of risks. Ensure business insurance coverage, policies, safety standards and procedures are working together to provide comprehensive protection. [Read More](https://insights.bukaty.com/pc_insurance_insights/identifying-gaps-in-your-business-protection-plan) ![Man in orange vest looking at OSHA report](https://insights.bukaty.com/hubfs/2025/2025%20winter%20news%20you%20can%20use/AdobeStock_1180225269_OSHAreporting_400x600.jpg) ### [OSHA reporting requirements review](https://insights.bukaty.com/pc_insurance_insights/osha-reporting-requirements-review) All employers must report [serious workplace incidents](https://www.osha.gov/ords/ser/serform.html) that result in amputation, loss of an eye, inpatient hospitalization, or death to the Occupational Safety and Health Administration (OSHA). Other annual reporting requirements can apply in less serious incidents based on industry type and employee count. [Read More](https://insights.bukaty.com/pc_insurance_insights/osha-reporting-requirements-review) [1](https://insights.bukaty.com/pc_insurance_insights/tag/business-insurance) [2](https://insights.bukaty.com/pc_insurance_insights/tag/business-insurance/page/2) - [EMPLOYEE BENEFITS](https://www.bukaty.com/employee-benefits) - [Strategic Planning](https://www.bukaty.com/employee-benefits-pages/strategic-planning) - [Data Analytics](https://www.bukaty.com/employee-benefits-pages/data-analytics) - [Pharmacy Cost Control](https://www.bukaty.com/employee-benefits-pages/pharmacy-cost-control) - [Disease Management & Wellness](https://www.bukaty.com/employee-benefits-pages/disease-management-wellness) - [Technology Integration](https://www.bukaty.com/employee-benefits-pages/technology-integration) - [Employee Engagement](https://www.bukaty.com/employee-benefits-pages/employee-engagement) - [Worksite & International Benefits](https://www.bukaty.com/employee-benefits-pages/worksite-and-international) - [HR CONSULTING & TRAINING](https://www.bukaty.com/hr-consulting) - [Project Work](https://www.bukaty.com/hr-consulting-pages/project-work) - [Training](https://www.bukaty.com/hr-consulting-pages/training) - [Recruiting](https://www.bukaty.com/hr-consulting-pages/recruiting) - [HR Placement](https://www.bukaty.com/hr-consulting-pages/hr-placement) - [HR Concierge](https://www.bukaty.com/hr-consulting-pages/hr-concierge-service) - [COMPLIANCE](https://www.bukaty.com/compliance) - [Compliance √](https://www.bukaty.com/compliance-pages/compliance-check-audit) - [Affordable Care Act](https://www.bukaty.com/compliance-pages/affordable-care-act) - [BENEFIT ADMINISTRATION](https://www.bukaty.com/benefit-administration) - [HSA](https://www.bukaty.com/benefit-administration-2/health-savings-account-hsa) - [HRA](https://www.bukaty.com/benefit-administration-2/health-reimbursement-arrangement) - [FSA](https://www.bukaty.com/benefit-administration-2/flexible-spending-account) - [COBRA](https://www.bukaty.com/benefit-administration-2/flexible-spending-account) - [Combined Billing](https://www.bukaty.com/benefit-administration-2/combined-billing) - [PAYROLL & ACCOUNTING](https://www.bukaty.com/payroll-accounting-3) - [Payroll Administration](https://www.bukaty.com/payroll-accounting-2/payroll-administration) - [Time & Attendance](https://www.bukaty.com/payroll-accounting-2/time-and-attendance) - [Human Resource Capabilities](https://www.bukaty.com/payroll-accounting-2/human-resource-capabilities) - [Accounting Services](https://www.bukaty.com/payroll-accounting-2/accounting-services) - [BUSINESS & PERSONAL INSURANCE](https://www.bukaty.com/business-and-personal-insurance) - [Business Insurance](https://www.bukaty.com/business-and-personal-insurance/business-insurance) - [Personal Insurance](https://www.bukaty.com/business-and-personal-insurance/personal-insurance) - [ABOUT US](https://www.bukaty.com/about-us) - [WHY BUKATY COMPANIES](https://www.bukaty.com/why-chose-bukaty) - [CAREERS](https://www.bukaty.com/careers) - [CONTACT US](https://www.bukaty.com/contact-us) - CORPORATE HEADQUARTERS - 4601 College Blvd., Suite 100, 200 - Leawood, KS 66211 - Benefits phone: 913.345.0440 - P&C phone: 913.951.2400 Follow us on Facebook Follow us on LinkedIn Follow us on Instagram