Full coverage auto policies are a combination of collision, comprehensive and liability coverage. Being an informed policyholder means understanding the types of protections available for you and your car. Investing in the right insurance shields you from financial disarray and keeps you driving with peace of mind.
- Collison: Covers damage to your vehicle after a collision with another vehicle or object.
- Comprehensive. Covers vehicle repairs or replacement for incidents that did not involve a collision. This includes car theft, damage due to fire or inclement weather, or hitting a deer.
- Liability. There are different categories of liability coverage, including
- bodily injury, which covers medical bills and expenses for individuals injured in an accident,
- property, which covers damages you have caused to property in a car accident, and
- personal, which covers medical bills and expenses for injuries inflicted to your own body, or passengers, from a car accident.
When it comes to car insurance, cutting corners on your policy may result in a lower premium but any upfront savings can be instantly surpassed by the cost of being caught in an accident and under-insured. Maximize your savings without compromising on coverage. Connect with our risk advisors today to get a quote and learn how you could save on your car insurance.
