Recovery is the priority when a workplace injury occurs, but what happens after the initial injury can significantly impact an organization's long-term workers' compensation costs. A well-designed Return-to-Work (RTW) program helps injured employees safely return to work while reducing claim costs, improving employee outcomes and protecting an employer's bottom line.

Company-sponsored events can boost morale and signal a strong company culture, but some employee activities can expose employers to liability. HR leaders should partner with risk management and insurance advisors to proactively address these exposures.

Spring brings warmer weather, but it also brings high winds, hail, heavy rain, and the potential for costly home damage. As a trusted insurance agent, our goal isn't just to help clients recover after a loss. It's to help prevent one in the first place.  

Businesses across Missouri are at risk as website accessibility lawsuits spring up across the state. Failure to satisfy Americans with Disabilities Act (ADA) requirements for website accessibility can result in costly lawsuits. Over 90 cases against Missouri employers have been filed, primarily by one attorney and his visually impaired client.

Cyber criminals target businesses of all sizes and industries across the globe, leaving catastrophic aftereffects in the wake of their attacks. Businesses that fall victim to cybercrime are tasked with cleaning up the fallout and minimizing the consequences on business operations. Consider the impact cybercrime could have on your business and protect yourself with the right cyber insurance.   

The Occupational Safety and Health Administration (OHSA) oversees the enforcement and regulation of workplace safety standards. Eachyear, OSHA publishes a top ten most frequently cited standards to alert employers of workplace safety and health risks that can be mitigated with proper training and systems. 

Inclement weather and other natural disasters are inevitable, but business owners should take significant steps to properly prepare personnel and structures before catastrophes unfold. Reduce the risk of damage by implementing the right procedures and verifying necessary coverage.

Businesses considering merger and acquisition opportunities must practice due diligence to ensure potential business partners don't come with hidden risks. Bukaty Companies Property & Casualty knows asking the right questions is vital to identify and mitigate potential liabilities. Keep these business insurance considerations in mind when evaluating merger and acquisition (M&A) activities.  

Recent studies signal that nearly half of mid-market business owners do not feel prepared for the most pressing business risks. From technology disruptions to revolving regulatory updates, business owners must shield their operation from a barrage of risks. Ensure business insurance coverage, policies, safety standards and procedures are working together to provide comprehensive protection.

All employers must report serious workplace incidents that result in amputation, loss of an eye, inpatient hospitalization, or death to the Occupational Safety and Health Administration (OSHA). Other annual reporting requirements can apply in less serious incidents based on industry type and employee count.