From contribution limits to carryover amounts, we’ve compiled an easy reference sheet for noteworthy numbers impacting 2026 employer benefit plan compliance.
| High-deductible health plans (HDHPs) | |
| Maximum out-of-pocket | |
| Self-only | $8,500 |
| Family | $17,000 |
| Minimum deductible | |
| Self-only | $1,700 |
| Family | $3,400 |
| Health savings accounts (HSAs) | |
| Maximum annual contribution | |
| Self-only | $4,400 |
| Family | $8,750 |
| Maximum annual catch-up contribution for those aged 55+ | $1,000 |
| Health flexible spending accounts (FSAs) | |
| Maximum annual contribution | $3,400 |
| Maximum carryover limit to 2027, if permitted by the plan | $680 |
| Dependent care flexible spending account limits | |
| Maximum annual contribution | |
| Single parent or married, filing jointly | $7,500 |
| Married, filing separately | $3,750 |
| Direct primary care membership HSA-fund allowance | |
| Maximum monthly allowance | |
| Self-only | $150 |
| Family | $300 |
Don't leave your health plan compliance up to chance. Our team takes a holistic approach to help employers refine employee benefits and HR operations, keeping pace with ever-evolving requirements and regulations
