---
title: What are the employee benefits-related numbers and thresholds we need to know going into 2026?
description: 2026 employee benefits thresholds and limits you need to know for HDHPs, HSAs, FSAs, and dependent care accounts.
image: https://insights.bukaty.com/hubfs/AdobeStock_1541375196_plan%20compliance.jpg
---

[![Bukaty Companies logo](https://insights.bukaty.com/hubfs/BukatyCompanies_April2016/layout/bukaty-logo-2015.png)](https://bukaty.com/)

- [About Us](https://www.bukaty.com/about-us)
- [Contact Us](https://www.bukaty.com/contact-us)

- [Employee Benefits](https://www.bukaty.com/employee-benefits) 
    - [Strategic Planning](https://www.bukaty.com/employee-benefits/strategic-planning)
    - [Data Analytics](https://www.bukaty.com/employee-benefits/data-analytics)
    - [Pharmacy Cost Control](https://www.bukaty.com/employee-benefits/pharmacy-cost-control)
    - [Disease Management & Wellness](https://www.bukaty.com/employee-benefits/disease-management-wellness)
    - [Technology Integration](https://www.bukaty.com/employee-benefits/technology-integration)
    - [Employee Engagement](https://www.bukaty.com/employee-benefits/employee-engagement)
    - [Worksite & International Benefits](https://www.bukaty.com/employee-benefits/worksite-and-international)
- [Business & Personal](https://www.bukaty.com/business-and-personal-insurance) 
    - [Business Insurance](https://www.bukaty.com/business-and-personal-insurance/business-insurance)
    - [Personal Insurance](https://www.bukaty.com/business-and-personal-insurance/personal-insurance)
- [HR Consulting](https://www.bukaty.com/hr-consulting) 
    - [Project Work](https://www.bukaty.com/hr-consulting-pages/project-work)
    - [Training](https://www.bukaty.com/hr-consulting-pages/training)
    - [Recruiting](https://www.bukaty.com/hr-consulting-pages/recruiting)
    - [HR Placement](https://www.bukaty.com/hr-consulting-pages/hr-placement)
    - [HR Concierge](https://www.bukaty.com/hr-consulting-pages/hr-concierge-service)
- [Compliance](https://www.bukaty.com/compliance) 
    - [Compliance ✔](https://www.bukaty.com/compliance-pages/compliance-check-audit)
    - [Affordable Care Act (ACA)](https://www.bukaty.com/compliance-pages/affordable-care-act)
- [Benefit Admin](https://www.bukaty.com/benefit-administration) 
    - [HSA](https://www.bukaty.com/benefit-administration-2/health-savings-account-hsa)
    - [HRA](https://www.bukaty.com/benefit-administration-2/health-reimbursement-arrangement)
    - [FSA](https://www.bukaty.com/benefit-administration-2/flexible-spending-account)
    - [COBRA](https://www.bukaty.com/benefit-administration-2/cobra-administration)
    - [Combined Billing](https://www.bukaty.com/benefit-administration-2/combined-billing)
- [Payroll/Accounting](https://www.bukaty.com/payroll-accounting) 
    - [Payroll Administration](https://www.bukaty.com/payroll-accounting-2/payroll-administration)
    - [Time and Attendance](https://www.bukaty.com/payroll-accounting-2/time-and-attendance)
    - [Human Resource Capabilities](https://www.bukaty.com/payroll-accounting-2/human-resource-capabilities)
    - [Accounting Services](https://www.bukaty.com/payroll-accounting-2/accounting-services)

Close Menu

Search

- [Employee Benefits](https://www.bukaty.com/employee-benefits) 
    - [Strategic Planning](https://www.bukaty.com/employee-benefits/strategic-planning)
    - [Data Analytics](https://www.bukaty.com/employee-benefits/data-analytics)
    - [Pharmacy Cost Control](https://www.bukaty.com/employee-benefits/pharmacy-cost-control)
    - [Disease Management & Wellness](https://www.bukaty.com/employee-benefits/disease-management-wellness)
    - [Technology Integration](https://www.bukaty.com/employee-benefits/technology-integration)
    - [Employee Engagement](https://www.bukaty.com/employee-benefits/employee-engagement)
    - [Worksite & International Benefits](https://www.bukaty.com/employee-benefits/worksite-and-international)
- [Business & Personal](https://www.bukaty.com/business-and-personal-insurance) 
    - [Business Insurance](https://www.bukaty.com/business-and-personal-insurance/business-insurance)
    - [Personal Insurance](https://www.bukaty.com/business-and-personal-insurance/personal-insurance)
- [HR Consulting](https://www.bukaty.com/hr-consulting) 
    - [Project Work](https://www.bukaty.com/hr-consulting-pages/project-work)
    - [Training](https://www.bukaty.com/hr-consulting-pages/training)
    - [Recruiting](https://www.bukaty.com/hr-consulting-pages/recruiting)
    - [HR Placement](https://www.bukaty.com/hr-consulting-pages/hr-placement)
    - [HR Concierge](https://www.bukaty.com/hr-consulting-pages/hr-concierge-service)
- [Compliance](https://www.bukaty.com/compliance) 
    - [Compliance ✔](https://www.bukaty.com/compliance-pages/compliance-check-audit)
    - [Affordable Care Act (ACA)](https://www.bukaty.com/compliance-pages/affordable-care-act)
- [Benefit Admin](https://www.bukaty.com/benefit-administration) 
    - [HSA](https://www.bukaty.com/benefit-administration-2/health-savings-account-hsa)
    - [HRA](https://www.bukaty.com/benefit-administration-2/health-reimbursement-arrangement)
    - [FSA](https://www.bukaty.com/benefit-administration-2/flexible-spending-account)
    - [COBRA](https://www.bukaty.com/benefit-administration-2/cobra-administration)
    - [Combined Billing](https://www.bukaty.com/benefit-administration-2/combined-billing)
- [Payroll/Accounting](https://www.bukaty.com/payroll-accounting) 
    - [Payroll Administration](https://www.bukaty.com/payroll-accounting-2/payroll-administration)
    - [Time and Attendance](https://www.bukaty.com/payroll-accounting-2/time-and-attendance)
    - [Human Resource Capabilities](https://www.bukaty.com/payroll-accounting-2/human-resource-capabilities)
    - [Accounting Services](https://www.bukaty.com/payroll-accounting-2/accounting-services)

![Woman sitting at a laptop reviewing numbers](https://insights.bukaty.com/hs-fs/hubfs/AdobeStock_1541375196_plan%20compliance.jpg?width=600&height=400&name=AdobeStock_1541375196_plan%20compliance.jpg "Woman sitting at a laptop reviewing numbers")

# What are the employee benefits-related numbers and thresholds we need to know going into 2026?

Authored by  Bukaty Companies on Nov 24, 2025 8:52:54 AM

From contribution limits to carryover amounts, we’ve compiled an easy reference sheet for noteworthy numbers impacting 2026 employer benefit plan compliance.

|  |   |
| --- | --- |
| **  High-deductible health plans (HDHPs)** |   |
| ***  Maximum out-of-pocket *** |   |
|       Self-only |   $8,500 |
|       Family |   $17,000 |
| ***  Minimum deductible *** |   |
|       Self-only |   $1,700 |
|       Family |   $3,400 |
| **  Health savings accounts (HSAs) ** |  |
| **  Maximum annual contribution**  |   |
|       Self-only |   $4,400 |
|       Family |   $8,750 |
| ***  Maximum annual catch-up contribution for those aged 55+*** |   $1,000 |
| **  Health flexible spending accounts (FSAs) ** |   |
| **  Maximum annual contribution**  |   $3,400 |
| ***  Maximum carryover limit to 2027, if permitted by the plan***  |  $680 |
| **  Dependent care flexible spending account limits** |   |
| ***  Maximum annual contribution*** |   |
|       Single parent or married, filing jointly |   $7,500 |
|      Married, filing separately |  $3,750 |
| **  Direct primary care membership HSA-fund allowance** |   |
| ***  Maximum monthly allowance*** |   |
|       Self-only |   $150 |
|       Family |  $300 |

Don't leave your health plan compliance up to chance. Our team takes a holistic approach to help employers refine employee benefits and HR operations, keeping pace with ever-evolving requirements and regulations

 

[View All](https://insights.bukaty.com/quick-qa/what-are-the-employee-benefits-related-numbers-and-thresholds-we-need-to-know-going-into-2026)

### View posts by category

![blue line, red square orange square blue square green square light blue square blue line](https://insights.bukaty.com/hubfs/BukatyCompanies_April2016/images/breaker-1.png)

- [EMPLOYEE BENEFITS](https://www.bukaty.com/employee-benefits)

- [Strategic Planning](https://www.bukaty.com/employee-benefits/strategic-planning)
- [Data Analytics](https://www.bukaty.com/employee-benefits/data-analytics)
- [Pharmacy Cost Control](https://www.bukaty.com/employee-benefits/pharmacy-cost-control)
- [Disease Management & Wellness](https://www.bukaty.com/employee-benefits/disease-management-wellness)
- [Technology Integration](https://www.bukaty.com/employee-benefits/technology-integration)
- [Employee Engagement](https://www.bukaty.com/employee-benefits/employee-engagement)
- [Worksite & International Benefits](https://www.bukaty.com/employee-benefits/worksite-and-international)
- [M&A Services](https://www.bukaty.com/employee-benefits/m-and-a-services)

- [BENEFIT ADMINISTRATION](https://www.bukaty.com/benefit-administration)

- [HSA](https://www.bukaty.com/benefit-administration-2/health-savings-account-hsa)
- [HRA](https://www.bukaty.com/benefit-administration-2/health-reimbursement-arrangement)
- [FSA](https://www.bukaty.com/benefit-administration-2/flexible-spending-account)
- [COBRA](https://www.bukaty.com/benefit-administration-2/cobra-administration)
- [Combined Billing](https://www.bukaty.com/benefit-administration-2/combined-billing)

CORPORATE HEADQUARTERS

- 4601 College Blvd., Suite 100, 200
- Leawood, KS 66211
- Benefits phone: 913.345.0440
- P&C phone: 913.951.2400

- [HR CONSULTING & TRAINING](https://www.bukaty.com/hr-consulting)

- [Project Work](https://www.bukaty.com/hr-consulting-pages/project-work)
- [Training](https://www.bukaty.com/hr-consulting-pages/training)
- [Recruiting](https://www.bukaty.com/hr-consulting-pages/recruiting)
- [HR Placement](https://www.bukaty.com/hr-consulting-pages/hr-placement)
- [HR Concierge](https://www.bukaty.com/hr-consulting-pages/hr-concierge-service)

- [PAYROLL & ACCOUNTING](https://www.bukaty.com/payroll-accounting-3)

- [Payroll Administration](https://www.bukaty.com/payroll-accounting-2/payroll-administration)
- [Time & Attendance](https://www.bukaty.com/payroll-accounting-2/time-and-attendance)
- [Human Resource Capabilities](https://www.bukaty.com/payroll-accounting-2/human-resource-capabilities)
- [Accounting Services](https://www.bukaty.com/payroll-accounting-2/accounting-services)

### KANSAS CITY, MISSOURI

- 9200 NE Barry Road, Suite 200
- Kansas City, MO 64157
- Phone: 816.781.4922

- [COMPLIANCE](https://www.bukaty.com/compliance)

- [Compliance √](https://www.bukaty.com/compliance-pages/compliance-check-audit)
- [Affordable Care Act](https://www.bukaty.com/compliance-pages/affordable-care-act)

- [BUSINESS & PERSONAL INSURANCE](https://www.bukaty.com/business-and-personal-insurance)
- [Business Insurance](https://www.bukaty.com/business-and-personal-insurance/business-insurance)
- [Personal Insurance](https://www.bukaty.com/business-and-personal-insurance/personal-insurance)

- [ABOUT US](https://www.bukaty.com/about-us)

- [WHY BUKATY COMPANIES](https://www.bukaty.com/why-chose-bukaty)

- [CAREERS](https://www.bukaty.com/careers)

- [CONTACT US](https://www.bukaty.com/contact-us)

### LAWRENCE, KANSAS

- 1811 Wakarusa Dr, Suite 101
- Lawrence, KS 66047
- Phone: 913.345.0440

### ROSSVILLE, KANSAS

- P.O. Box 6
- Rossville, KS 66533
- Phone: 785.584.6043

[Privacy Policy](https://bukaty.com/privacy-policy) | [Terms & Conditions](https://www.bukaty.com/terms-and-conditions) | [Data Privacy Request](https://na2.hs-data-privacy.com/request/u3oSHq0fVfy2Yjy0yPv6XA) | © 2026 Bukaty Companies

[![LinkedIn icon](https://insights.bukaty.com/hubfs/BukatyCompanies_April2016/layout/LinkedIn-icon.png)](http://www.linkedin.com/company/bukaty-companies)[![Facebook icon](https://insights.bukaty.com/hubfs/BukatyCompanies_April2016/layout/facebook-icon.png)](http://www.facebook.com/pages/bukaty-companies/200660503298720)

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "Bukaty Companies",
    "url" : "https://insights.bukaty.com/quick-qa/author/bukaty-companies"
  },
  "dateModified" : "2025-11-24T14:53:32.987Z",
  "datePublished" : "2025-11-24T14:52:54.000Z",
  "headline" : "What are the employee benefits-related numbers and thresholds we need to know going into 2026?",
  "image" : [ "https://insights.bukaty.com/hubfs/AdobeStock_1541375196_plan%20compliance.jpg" ],
  "mainEntityOfPage" : {
    "@id" : "https://insights.bukaty.com/quick-qa/what-are-the-employee-benefits-related-numbers-and-thresholds-we-need-to-know-going-into-2026",
    "@type" : "WebPage"
  },
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "url" : "https://insights.bukaty.com/hubfs/Bukaty%20New%20logo%20(2015)%20full%20color%20(10).png"
    },
    "name" : "Bukaty Companies"
  }
}
```