---
title: What kind of businesses need cyber liability insurance?            
description: Discover why every business, regardless of size or industry, needs cyber liability insurance to protect against costly data breaches and cyberattacks.
image: https://insights.bukaty.com/hubfs/2025/AdobeStock_124687920-2-1-1.jpeg
---

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# What kind of businesses need cyber liability insurance?            

Authored by  Bukaty Companies on Mar 26, 2025 10:23:37 AM

One of the realities of operating a business that stores customer, financial or other sensitive data is that cyberattacks, data breaches or computer-system failures are real possibilities. Regardless of size or industry, organizations should consider adding [cyber liability insurance](https://www.bukaty.com/business-and-commercial-insurance/cyber-liability) to their list of business protections. Recent industry reports estimate the average cost of a data breach in the United States has climbed to $5 million.     

Cyber liability insurance is meant to cushion the financial blow from damages caused by breached network security, exposed personally identifiable information (PII), ransomware attacks, and more. Common coverages to enhance cyber insurance policies include  

- remediation,  
- defense costs,  
- cyber extortion,  
- funds transfer fraud,  
- regulatory investigation fines,  
- customer notification expenses,  
- consumer credit monitoring expenses, and more.  

With the complex and growing list of cyber risks that businesses must prepare for, having a risk advisor that understands and anticipates the types of policies that your business needs is essential to the financial security of your business. Bukaty Companies Property & Casualty trusted team is [available](mailto:riskadvisor@bukaty.com) to evaluate your unique business risks and tailor one-of-a-kind coverage to meet your needs. 

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