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Carrier stances on annual gag attestations

Authored by Bukaty Companies on November 5, 2025

The Consolidated Appropriations Act (CAA) gag clause prohibition requires issuers and plan sponsors to attest that any agreements they enter with health care providers, third-party administrators or other service providers will not contain language restricting access to cost and quality-of-care information. Compliance requires an annual submission of a Gag Clause Prohibition Compliance Attestation (GCPCA) by December 31, 2025, from the plan and/or issuer.

Carriers have varying approaches to completing gag attestations. See below for a list of current carrier stances. Bukaty Companies will continue to monitor carrier announcements and update this page as necessary. 

Issuer/Carrier/TPA Fully insured Level-funded / AFA / Split-funded Self-funded
Aetna No action needed by client No action needed by client No action needed by client
Blue Cross Blue Shield of Kansas (BCBSKS) No action needed by client Client must affirmatively opt in by Nov. 14 for BCBSKS to attest on group’s behalf Client must affirmatively opt in by Nov. 14 for BCBSKS to attest on group’s behalf
Blue Cross Blue Shield of Kansas City (Blue KC) No action needed by client Client must attest Client must attest
Cigna No action needed by client No action needed by client Client must attest
UHC No action needed by client No action needed by client

Client must attest*

*Clients that submitted a request to UHC to complete the attestation on their behalf by November 1 do not need to attest.

Gravie Not applicable Not applicable Not applicable

Plan sponsors responsible for completing the attestation on their own behalf can learn how to complete gag attestations using Bukaty Companies' How-To Guide. 

For additional information and support, contact your Bukaty benefits consultant or support team.

 

Blog Category: Compliance