--- title: Bukaty Bulletins | Affordable Care Act description: Affordable Care Act | Current, accurate information regarding legislation changes and other important news impacting employers and business operations. --- [![Bukaty Companies logo](https://insights.bukaty.com/hubfs/BukatyCompanies_April2016/layout/bukaty-logo-2015.png)](https://bukaty.com/) - [About Us](https://www.bukaty.com/about-us) - [Contact Us](https://www.bukaty.com/contact-us) - [Employee Benefits](https://www.bukaty.com/employee-benefits) - [Strategic Planning](https://www.bukaty.com/employee-benefits/strategic-planning) - [Data Analytics](https://www.bukaty.com/employee-benefits/data-analytics) - [Pharmacy Cost Control](https://www.bukaty.com/employee-benefits/pharmacy-cost-control) - [Disease Management & Wellness](https://www.bukaty.com/employee-benefits/disease-management-wellness) - [Technology Integration](https://www.bukaty.com/employee-benefits/technology-integration) - [Employee Engagement](https://www.bukaty.com/employee-benefits/employee-engagement) - 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[Strategic Planning](https://www.bukaty.com/employee-benefits/strategic-planning) - [Data Analytics](https://www.bukaty.com/employee-benefits/data-analytics) - [Pharmacy Cost Control](https://www.bukaty.com/employee-benefits/pharmacy-cost-control) - [Disease Management & Wellness](https://www.bukaty.com/employee-benefits/disease-management-wellness) - [Technology Integration](https://www.bukaty.com/employee-benefits/technology-integration) - [Employee Engagement](https://www.bukaty.com/employee-benefits/employee-engagement) - [Worksite & International Benefits](https://www.bukaty.com/employee-benefits/worksite-and-international) - [Business & Personal](https://www.bukaty.com/business-and-personal-insurance) - [Business Insurance](https://www.bukaty.com/business-and-personal-insurance/business-insurance) - [Personal Insurance](https://www.bukaty.com/business-and-personal-insurance/personal-insurance) - [HR Consulting](https://www.bukaty.com/hr-consulting) - [Project Work](https://www.bukaty.com/hr-consulting-pages/project-work) - [Training](https://www.bukaty.com/hr-consulting-pages/training) - [Recruiting](https://www.bukaty.com/hr-consulting-pages/recruiting) - [HR Placement](https://www.bukaty.com/hr-consulting-pages/hr-placement) - [HR Concierge](https://www.bukaty.com/hr-consulting-pages/hr-concierge-service) - [Compliance](https://www.bukaty.com/compliance) - [Compliance ✔](https://www.bukaty.com/compliance-pages/compliance-check-audit) - [Affordable Care Act (ACA)](https://www.bukaty.com/compliance-pages/affordable-care-act) - [Benefit Admin](https://www.bukaty.com/benefit-administration) - [HSA](https://www.bukaty.com/benefit-administration-2/health-savings-account-hsa) - [HRA](https://www.bukaty.com/benefit-administration-2/health-reimbursement-arrangement) - [FSA](https://www.bukaty.com/benefit-administration-2/flexible-spending-account) - [COBRA](https://www.bukaty.com/benefit-administration-2/cobra-administration) - [Combined Billing](https://www.bukaty.com/benefit-administration-2/combined-billing) - [Payroll/Accounting](https://www.bukaty.com/payroll-accounting) - [Payroll Administration](https://www.bukaty.com/payroll-accounting-2/payroll-administration) - [Time and Attendance](https://www.bukaty.com/payroll-accounting-2/time-and-attendance) - [Human Resource Capabilities](https://www.bukaty.com/payroll-accounting-2/human-resource-capabilities) - [Accounting Services](https://www.bukaty.com/payroll-accounting-2/accounting-services) # Bulletins [![](https://insights.bukaty.com/hubfs/AdobeStock_613760840-3.jpeg)](https://insights.bukaty.com/bulletins/carriers-begin-to-issue-2022-mlr-rebates) September 26, 2023 ## [Employers must follow guidelines when issuing 2022 MLR rebates](https://insights.bukaty.com/bulletins/carriers-begin-to-issue-2022-mlr-rebates) Area insurers (carriers) are beginning to issue 2022 plan year medical loss ratio (MLR) rebates. The Affordable Care Act requires insurers to meet MLR requirements each year. If an insurer doesn’t meet the minimum MLR (spend 80 to 85 percent of its premium dollars on health care or activities that... [Read More](https://insights.bukaty.com/bulletins/carriers-begin-to-issue-2022-mlr-rebates) 0 [![](https://insights.bukaty.com/hubfs/AdobeStock_159528039.1.jpg)](https://insights.bukaty.com/bulletins/irs-lowers-2024-aca-affordability-rate-to-8.39) September 15, 2023 ## [IRS lowers 2024 ACA affordability rate to 8.39%](https://insights.bukaty.com/bulletins/irs-lowers-2024-aca-affordability-rate-to-8.39) The IRS recently issued [Revenue Procedure 2023-29](https://email.bukaty.com/e3t/Ctc/DI+113/cf9bY04/VVx0Md528-bzW8WWV638Q1LRBW1m0cDV53tjVlN9k7M9C3qgyTW6N1vHY6lZ3kZN4ssYJtJRngdW2PfYF34cZCRGN5fGSZ-CNSsBW6tg_fr8TdSNqW2pXcqp8Vn123N2p-yKyh2ckkW7v84NK18w6WHW3kjcJy8tPWyjW4v31bW3RTVCFW6Rwc0K2Z1pBWF8Wk8_zCzTtW2n_zyN3y-KqwW7z2pmJ3-j61kN793yQhdPnb5W4LTHJp1GSsYZN5brxBswdT4CW2bwxRv4SCSHGW2x03J-2gZlbWVZy_Ft6XJGhlW1Pn55m3d1fYSW53hDhn5JrVKKW1PzDCR9c_VfZf2XpdGK04), lowering the affordability threshold for the 2024 calendar year to 8.39% of annual household income from the 2023 threshold of 9.12%. The threshold is the lowest in the history of the Affordable Care Act (ACA). [Read More](https://insights.bukaty.com/bulletins/irs-lowers-2024-aca-affordability-rate-to-8.39) 0 [![](https://insights.bukaty.com/hubfs/iStock-870061320.1.jpg)](https://insights.bukaty.com/bulletins/federal-judge-strikes-down-some-aca-preventive-care-requirements) April 4, 2023 ## [Federal judge strikes down some ACA preventive care requirements](https://insights.bukaty.com/bulletins/federal-judge-strikes-down-some-aca-preventive-care-requirements) Since the 2010 passage of the Affordable Care Act (ACA), non-grandfathered health plans and health insurers have been required to provide most preventive care services with no cost sharing. Last Thursday a Texas federal judge [ruled](https://storage.courtlistener.com/recap/gov.uscourts.txnd.330381/gov.uscourts.txnd.330381.113.0_2.pdf?utm_campaign=2023%20Benefit%20bulletins&utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz--iKEFo4rJ7x6DXyWlB4YK8aplEdXm0CnogcZnqVSeZAe1_pT20eVH-vbg-zpxjJunx89a-) that employers cannot be required to provide specific preventive... [Read More](https://insights.bukaty.com/bulletins/federal-judge-strikes-down-some-aca-preventive-care-requirements) 0 [![](https://insights.bukaty.com/hubfs/iStock-1367488228-1.jpg)](https://insights.bukaty.com/bulletins/medicaid-eligibility-review-will-cause-millions-to-lose-coverage) March 20, 2023 ## [Medicaid eligibility review will cause millions to lose coverage](https://insights.bukaty.com/bulletins/medicaid-eligibility-review-will-cause-millions-to-lose-coverage) The Families First Coronavirus Response Act (FFCRA), adopted in March 2020, provided a package of relief programs to help individuals and families affected by the COVID-19 public health emergency. [Read More](https://insights.bukaty.com/bulletins/medicaid-eligibility-review-will-cause-millions-to-lose-coverage) 0 [![](https://insights.bukaty.com/hubfs/iStock-1296687892-1.jpg)](https://insights.bukaty.com/bulletins/irs-to-require-e-filing-for-most-employers) March 1, 2023 ## [IRS to require e-filing for most employers](https://insights.bukaty.com/bulletins/irs-to-require-e-filing-for-most-employers) Starting in January 2024, a new IRS [final rule](https://www.federalregister.gov/documents/2023/02/23/2023-03710/electronic-filing-requirements-for-specified-returns-and-other-documents) will require information returns of 10 or more be filed electronically, eliminating the option for most smaller organizations to submit returns by mail. For decades, and through the end of the 2023 calendar year, the threshold requiring an entity to... [Read More](https://insights.bukaty.com/bulletins/irs-to-require-e-filing-for-most-employers) 0 [![](https://insights.bukaty.com/hubfs/iStock-636650478%20(1)-1.jpg)](https://insights.bukaty.com/bulletins/employers-have-option-to-amend-cafeteria-plan) November 3, 2022 ## [Employers have option to amend cafeteria plan](https://insights.bukaty.com/bulletins/employers-have-option-to-amend-cafeteria-plan) In concert with the recently released [IRS final rule](https://www.federalregister.gov/documents/2022/10/13/2022-22184/affordability-of-employer-coverage-for-family-members-of-employees), allowing more families to receive premium tax credits (PTCs) through Healthcare.gov, the IRS released [Notice 2022-41](https://www.irs.gov/pub/irs-drop/n-22-41.pdf). The notice allows employers to modify cafeteria plan rules to allow mid-year plan changes when an employee’s household is... [Read More](https://insights.bukaty.com/bulletins/employers-have-option-to-amend-cafeteria-plan) 0 [![](https://insights.bukaty.com/hubfs/graphic%20for%20the%20website%20750w%20X%20350-AdobeStock_241487315.jpg)](https://insights.bukaty.com/bulletins/irs-addresses-family-glitch-affecting-premium-tax-credit-eligibility) October 31, 2022 ## [IRS addresses family glitch affecting premium tax credit eligibility](https://insights.bukaty.com/bulletins/irs-addresses-family-glitch-affecting-premium-tax-credit-eligibility) Since our [August update](https://insights.bukaty.com/bulletins/irs_lowers_aca_affordability_rate_for_2023) on a proposed IRS rule, a [final rule](https://www.federalregister.gov/documents/2022/10/13/2022-22184/affordability-of-employer-coverage-for-family-members-of-employees) was released that eliminates the long- criticized “family glitch” in the Affordable Care Act (ACA). Prior to the new rule, family eligibility for premium tax credits (PTCs) through Healthcare.gov was based on the cost of coverage for an... [Read More](https://insights.bukaty.com/bulletins/irs-addresses-family-glitch-affecting-premium-tax-credit-eligibility) 0 [![](https://insights.bukaty.com/hubfs/medical%20money-Aug-15-2022-06-31-45-66-PM.jpg)](https://insights.bukaty.com/bulletins/irs_lowers_aca_affordability_rate_for_2023) August 15, 2022 ## [IRS lowers ACA affordability rate for 2023](https://insights.bukaty.com/bulletins/irs_lowers_aca_affordability_rate_for_2023) The IRS recently issued [Revenue Procedure 2022-34](https://www.irs.gov/pub/irs-drop/rp-22-34.pdf), lowering the affordability threshold for the 2023 calendar year to 9.12% of annual household income from the 2022 threshold of 9.61%. This percentage is used to determine an individual’s eligibility for a premium tax credit (PTC) through... [Read More](https://insights.bukaty.com/bulletins/irs_lowers_aca_affordability_rate_for_2023) 0 [![](https://insights.bukaty.com/hubfs/iStock-167248933.jpg)](https://insights.bukaty.com/bulletins/2022_aca_affordability_rate) May 11, 2022 ## [IRS to lower 2022 ACA affordability rate](https://insights.bukaty.com/bulletins/2022_aca_affordability_rate) The IRS recently issued Revenue Procedure 2021-36, lowering the affordability threshold for the 2022 calendar year to 9.61% of household income from the 2021 threshold of 9.83%. This percentage is used to determine an individual’s eligibility for a premium tax credit and the affordability of... [Read More](https://insights.bukaty.com/bulletins/2022_aca_affordability_rate) 0 [![](https://insights.bukaty.com/hubfs/Benefit%20Bulletins%202021/October%2015%20deadline%20graphic%20750%20x%20375%2009-24-21-A.jpg)](https://insights.bukaty.com/bulletins/annual_cms-notice_due_october15) September 27, 2021 ## [Annual CMS Notice due October 15](https://insights.bukaty.com/bulletins/annual_cms-notice_due_october15) Employers have an annual obligation to issue a creditable or non-creditable coverage notice to all plan participants who are Medicare eligible, including dependents and retirees. The notice, due October 15, informs Medicare-eligible participants whether their prescription drug coverage is at least... [Read More](https://insights.bukaty.com/bulletins/annual_cms-notice_due_october15) 0 [All posts](https://insights.bukaty.com/bulletins/all) [Next](https://insights.bukaty.com/bulletins/topic/affordable-care-act/page/2) [View All](https://insights.bukaty.com/bulletins/topic/affordable-care-act) ### View posts by category - [Affordable Care Act (14)](https://insights.bukaty.com/bulletins/topic/affordable-care-act) - [Benefits (23)](https://insights.bukaty.com/bulletins/topic/benefits) - [Carrier Notice (41)](https://insights.bukaty.com/bulletins/topic/carrier-notice) - [Compliance (78)](https://insights.bukaty.com/bulletins/topic/compliance) - [Health Care Reform (17)](https://insights.bukaty.com/bulletins/topic/health-care-reform) - [HSA (3)](https://insights.bukaty.com/bulletins/topic/hsa) - [Insurance (1)](https://insights.bukaty.com/bulletins/topic/insurance) - [Workplace Insights (4)](https://insights.bukaty.com/bulletins/topic/workplace-insights) ![blue line, red square orange square blue square green square light blue square blue line](https://insights.bukaty.com/hubfs/BukatyCompanies_April2016/images/breaker-1.png) - [EMPLOYEE BENEFITS](https://www.bukaty.com/employee-benefits) - [Strategic Planning](https://www.bukaty.com/employee-benefits/strategic-planning) - [Data Analytics](https://www.bukaty.com/employee-benefits/data-analytics) - [Pharmacy Cost Control](https://www.bukaty.com/employee-benefits/pharmacy-cost-control) - [Disease Management & Wellness](https://www.bukaty.com/employee-benefits/disease-management-wellness) - [Technology Integration](https://www.bukaty.com/employee-benefits/technology-integration) - [Employee Engagement](https://www.bukaty.com/employee-benefits/employee-engagement) - [Worksite & International Benefits](https://www.bukaty.com/employee-benefits/worksite-and-international) - [M&A Services](https://www.bukaty.com/employee-benefits/m-and-a-services) - [BENEFIT ADMINISTRATION](https://www.bukaty.com/benefit-administration) - [HSA](https://www.bukaty.com/benefit-administration-2/health-savings-account-hsa) - [HRA](https://www.bukaty.com/benefit-administration-2/health-reimbursement-arrangement) - [FSA](https://www.bukaty.com/benefit-administration-2/flexible-spending-account) - [COBRA](https://www.bukaty.com/benefit-administration-2/cobra-administration) - [Combined Billing](https://www.bukaty.com/benefit-administration-2/combined-billing) CORPORATE HEADQUARTERS - 4601 College Blvd., Suite 100, 200 - Leawood, KS 66211 - Benefits phone: 913.345.0440 - P&C phone: 913.951.2400 - [HR CONSULTING & TRAINING](https://www.bukaty.com/hr-consulting) - [Project Work](https://www.bukaty.com/hr-consulting-pages/project-work) - [Training](https://www.bukaty.com/hr-consulting-pages/training) - [Recruiting](https://www.bukaty.com/hr-consulting-pages/recruiting) - [HR Placement](https://www.bukaty.com/hr-consulting-pages/hr-placement) - [HR Concierge](https://www.bukaty.com/hr-consulting-pages/hr-concierge-service) - [PAYROLL & ACCOUNTING](https://www.bukaty.com/payroll-accounting-3) - [Payroll Administration](https://www.bukaty.com/payroll-accounting-2/payroll-administration) - [Time & Attendance](https://www.bukaty.com/payroll-accounting-2/time-and-attendance) - [Human Resource Capabilities](https://www.bukaty.com/payroll-accounting-2/human-resource-capabilities) - [Accounting Services](https://www.bukaty.com/payroll-accounting-2/accounting-services) ### KANSAS CITY, MISSOURI - 9200 NE Barry Road, Suite 200 - Kansas City, MO 64157 - Phone: 816.781.4922 - [COMPLIANCE](https://www.bukaty.com/compliance) - [Compliance √](https://www.bukaty.com/compliance-pages/compliance-check-audit) - [Affordable Care Act](https://www.bukaty.com/compliance-pages/affordable-care-act) - [BUSINESS & PERSONAL INSURANCE](https://www.bukaty.com/business-and-personal-insurance) - [Business Insurance](https://www.bukaty.com/business-and-personal-insurance/business-insurance) - [Personal Insurance](https://www.bukaty.com/business-and-personal-insurance/personal-insurance) - [ABOUT US](https://www.bukaty.com/about-us) - [WHY BUKATY COMPANIES](https://www.bukaty.com/why-chose-bukaty) - [CAREERS](https://www.bukaty.com/careers) - [CONTACT US](https://www.bukaty.com/contact-us) ### LAWRENCE, KANSAS - 1811 Wakarusa Dr, Suite 101 - Lawrence, KS 66047 - Phone: 913.345.0440 ### ROSSVILLE, KANSAS - P.O. 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