---
title: 2024 HSA and HDHP limits set by the IRS
description: Plan participants will be able to allocate more dollars to their health savings accounts in 2024.
image: https://insights.bukaty.com/hubfs/2024HSAlimitspic.jpg
---

[![Bukaty Companies logo](https://insights.bukaty.com/hubfs/BukatyCompanies_April2016/layout/bukaty-logo-2015.png)](https://bukaty.com/)

- [About Us](https://www.bukaty.com/about-us)
- [Contact Us](https://www.bukaty.com/contact-us)

- [Employee Benefits](https://www.bukaty.com/employee-benefits) 
    - [Strategic Planning](https://www.bukaty.com/employee-benefits/strategic-planning)
    - [Data Analytics](https://www.bukaty.com/employee-benefits/data-analytics)
    - [Pharmacy Cost Control](https://www.bukaty.com/employee-benefits/pharmacy-cost-control)
    - [Disease Management & Wellness](https://www.bukaty.com/employee-benefits/disease-management-wellness)
    - [Technology Integration](https://www.bukaty.com/employee-benefits/technology-integration)
    - [Employee Engagement](https://www.bukaty.com/employee-benefits/employee-engagement)
    - [Worksite & International Benefits](https://www.bukaty.com/employee-benefits/worksite-and-international)
- [Business & Personal](https://www.bukaty.com/business-and-personal-insurance) 
    - [Business Insurance](https://www.bukaty.com/business-and-personal-insurance/business-insurance)
    - [Personal Insurance](https://www.bukaty.com/business-and-personal-insurance/personal-insurance)
- [HR Consulting](https://www.bukaty.com/hr-consulting) 
    - [Project Work](https://www.bukaty.com/hr-consulting-pages/project-work)
    - [Training](https://www.bukaty.com/hr-consulting-pages/training)
    - [Recruiting](https://www.bukaty.com/hr-consulting-pages/recruiting)
    - [HR Placement](https://www.bukaty.com/hr-consulting-pages/hr-placement)
    - [HR Concierge](https://www.bukaty.com/hr-consulting-pages/hr-concierge-service)
- [Compliance](https://www.bukaty.com/compliance) 
    - [Compliance ✔](https://www.bukaty.com/compliance-pages/compliance-check-audit)
    - [Affordable Care Act (ACA)](https://www.bukaty.com/compliance-pages/affordable-care-act)
- [Benefit Admin](https://www.bukaty.com/benefit-administration) 
    - [HSA](https://www.bukaty.com/benefit-administration-2/health-savings-account-hsa)
    - [HRA](https://www.bukaty.com/benefit-administration-2/health-reimbursement-arrangement)
    - [FSA](https://www.bukaty.com/benefit-administration-2/flexible-spending-account)
    - [COBRA](https://www.bukaty.com/benefit-administration-2/cobra-administration)
    - [Combined Billing](https://www.bukaty.com/benefit-administration-2/combined-billing)
- [Payroll/Accounting](https://www.bukaty.com/payroll-accounting) 
    - [Payroll Administration](https://www.bukaty.com/payroll-accounting-2/payroll-administration)
    - [Time and Attendance](https://www.bukaty.com/payroll-accounting-2/time-and-attendance)
    - [Human Resource Capabilities](https://www.bukaty.com/payroll-accounting-2/human-resource-capabilities)
    - [Accounting Services](https://www.bukaty.com/payroll-accounting-2/accounting-services)

Close Menu

Search

- [Employee Benefits](https://www.bukaty.com/employee-benefits) 
    - [Strategic Planning](https://www.bukaty.com/employee-benefits/strategic-planning)
    - [Data Analytics](https://www.bukaty.com/employee-benefits/data-analytics)
    - [Pharmacy Cost Control](https://www.bukaty.com/employee-benefits/pharmacy-cost-control)
    - [Disease Management & Wellness](https://www.bukaty.com/employee-benefits/disease-management-wellness)
    - [Technology Integration](https://www.bukaty.com/employee-benefits/technology-integration)
    - [Employee Engagement](https://www.bukaty.com/employee-benefits/employee-engagement)
    - [Worksite & International Benefits](https://www.bukaty.com/employee-benefits/worksite-and-international)
- [Business & Personal](https://www.bukaty.com/business-and-personal-insurance) 
    - [Business Insurance](https://www.bukaty.com/business-and-personal-insurance/business-insurance)
    - [Personal Insurance](https://www.bukaty.com/business-and-personal-insurance/personal-insurance)
- [HR Consulting](https://www.bukaty.com/hr-consulting) 
    - [Project Work](https://www.bukaty.com/hr-consulting-pages/project-work)
    - [Training](https://www.bukaty.com/hr-consulting-pages/training)
    - [Recruiting](https://www.bukaty.com/hr-consulting-pages/recruiting)
    - [HR Placement](https://www.bukaty.com/hr-consulting-pages/hr-placement)
    - [HR Concierge](https://www.bukaty.com/hr-consulting-pages/hr-concierge-service)
- [Compliance](https://www.bukaty.com/compliance) 
    - [Compliance ✔](https://www.bukaty.com/compliance-pages/compliance-check-audit)
    - [Affordable Care Act (ACA)](https://www.bukaty.com/compliance-pages/affordable-care-act)
- [Benefit Admin](https://www.bukaty.com/benefit-administration) 
    - [HSA](https://www.bukaty.com/benefit-administration-2/health-savings-account-hsa)
    - [HRA](https://www.bukaty.com/benefit-administration-2/health-reimbursement-arrangement)
    - [FSA](https://www.bukaty.com/benefit-administration-2/flexible-spending-account)
    - [COBRA](https://www.bukaty.com/benefit-administration-2/cobra-administration)
    - [Combined Billing](https://www.bukaty.com/benefit-administration-2/combined-billing)
- [Payroll/Accounting](https://www.bukaty.com/payroll-accounting) 
    - [Payroll Administration](https://www.bukaty.com/payroll-accounting-2/payroll-administration)
    - [Time and Attendance](https://www.bukaty.com/payroll-accounting-2/time-and-attendance)
    - [Human Resource Capabilities](https://www.bukaty.com/payroll-accounting-2/human-resource-capabilities)
    - [Accounting Services](https://www.bukaty.com/payroll-accounting-2/accounting-services)

![2024 HSA limits ](https://insights.bukaty.com/hs-fs/hubfs/2024HSAlimitspic.jpg?width=600&name=2024HSAlimitspic.jpg "2024 HSA limits ")

# 2024 HSA and HDHP limits set by the IRS

Authored by  Bukaty Companies on May 18, 2023

The Internal Revenue Service (IRS) outlined the 2024 health savings account (HSA) contribution limits in a [recent announcement](https://www.irs.gov/pub/irs-drop/rp-23-23.pdf), noting some of the largest increases within recent years. Contribution limits for HSAs are updated annually. Effective January 1, 2024, individuals with self-only coverage may contribute up to $4,150 annually to their HSA. Those with family coverage are capped at $8,300 in annual contributions. These updated contribution limits mark at least 7% increases from their 2023 limits.

HSAs are tax-exempt accounts that help people save money for eligible medical expenses. To qualify for an HSA, the policyholder must be enrolled in an HSA-qualified, high deductible health plan (HDHP), must not be covered by other non-HDHP health insurance or Medicare and cannot be claimed on a tax return.

| **HEALTH SAVINGS ACCOUNT (HSA) LIMITS** | 2024 | 2023 |
| --- | --- | --- |
| **SELF-ONLY CONTRIBUTION** (employee + employer) | $4,150 | $3,850 |
| **FAMILY CONTRIBUTION** (employee + employer) | $8,300 | $7,750 |
| **HSA CATCH-UP CONTRIBUTION** (55 and over) | $1,000 | $1,000 |
| **SELF-ONLY HDHP MINIMUM DEDUCTIBLE** | $1,600 | $1,500 |
| **FAMILY HDHP MINIMUM DEDUCTIBLE** | $3,200 | $3,000 |
| **SELF-ONLY HDHP MAXIMUM OUT-OF-POCKET** | $9,050 | $7,500 |
| **FAMILY HDHP MAXIMUM OUT-OF-POCKET** | $16,100 | $15,000 |

 

For more information, contact your Bukaty benefits consultant at 913.345.0440

 Blog Category: [HSA](https://insights.bukaty.com/bulletins/topic/hsa)

- [Tweet](https://twitter.com/share)

## Related Posts

<https://insights.bukaty.com/bulletins/irs-increases-hsa-and-hdhp-limits-for-2025>

[IRS increases HSA and HDHP limits for 2025](https://insights.bukaty.com/bulletins/irs-increases-hsa-and-hdhp-limits-for-2025)

<https://insights.bukaty.com/bulletins/ir-announces-2023-hsa-limits>

[IRS announces 2023 HSA limits](https://insights.bukaty.com/bulletins/ir-announces-2023-hsa-limits)

[View All](https://insights.bukaty.com/bulletins/2024-hsa-and-hdhp-limits-set-by-the-irs)

### View posts by category

- [Affordable Care Act (14)](https://insights.bukaty.com/bulletins/topic/affordable-care-act)
- [Benefits (23)](https://insights.bukaty.com/bulletins/topic/benefits)
- [Carrier Notice (41)](https://insights.bukaty.com/bulletins/topic/carrier-notice)
- [Compliance (76)](https://insights.bukaty.com/bulletins/topic/compliance)
- [Health Care Reform (17)](https://insights.bukaty.com/bulletins/topic/health-care-reform)
- [HSA (3)](https://insights.bukaty.com/bulletins/topic/hsa)
- [Insurance (1)](https://insights.bukaty.com/bulletins/topic/insurance)
- [Workplace Insights (4)](https://insights.bukaty.com/bulletins/topic/workplace-insights)

![blue line, red square orange square blue square green square light blue square blue line](https://insights.bukaty.com/hubfs/BukatyCompanies_April2016/images/breaker-1.png)

- [EMPLOYEE BENEFITS](https://www.bukaty.com/employee-benefits)

- [Strategic Planning](https://www.bukaty.com/employee-benefits/strategic-planning)
- [Data Analytics](https://www.bukaty.com/employee-benefits/data-analytics)
- [Pharmacy Cost Control](https://www.bukaty.com/employee-benefits/pharmacy-cost-control)
- [Disease Management & Wellness](https://www.bukaty.com/employee-benefits/disease-management-wellness)
- [Technology Integration](https://www.bukaty.com/employee-benefits/technology-integration)
- [Employee Engagement](https://www.bukaty.com/employee-benefits/employee-engagement)
- [Worksite & International Benefits](https://www.bukaty.com/employee-benefits/worksite-and-international)
- [M&A Services](https://www.bukaty.com/employee-benefits/m-and-a-services)

- [BENEFIT ADMINISTRATION](https://www.bukaty.com/benefit-administration)

- [HSA](https://www.bukaty.com/benefit-administration-2/health-savings-account-hsa)
- [HRA](https://www.bukaty.com/benefit-administration-2/health-reimbursement-arrangement)
- [FSA](https://www.bukaty.com/benefit-administration-2/flexible-spending-account)
- [COBRA](https://www.bukaty.com/benefit-administration-2/cobra-administration)
- [Combined Billing](https://www.bukaty.com/benefit-administration-2/combined-billing)

CORPORATE HEADQUARTERS

- 4601 College Blvd., Suite 100, 200
- Leawood, KS 66211
- Benefits phone: 913.345.0440
- P&C phone: 913.951.2400

- [HR CONSULTING & TRAINING](https://www.bukaty.com/hr-consulting)

- [Project Work](https://www.bukaty.com/hr-consulting-pages/project-work)
- [Training](https://www.bukaty.com/hr-consulting-pages/training)
- [Recruiting](https://www.bukaty.com/hr-consulting-pages/recruiting)
- [HR Placement](https://www.bukaty.com/hr-consulting-pages/hr-placement)
- [HR Concierge](https://www.bukaty.com/hr-consulting-pages/hr-concierge-service)

- [PAYROLL & ACCOUNTING](https://www.bukaty.com/payroll-accounting-3)

- [Payroll Administration](https://www.bukaty.com/payroll-accounting-2/payroll-administration)
- [Time & Attendance](https://www.bukaty.com/payroll-accounting-2/time-and-attendance)
- [Human Resource Capabilities](https://www.bukaty.com/payroll-accounting-2/human-resource-capabilities)
- [Accounting Services](https://www.bukaty.com/payroll-accounting-2/accounting-services)

### KANSAS CITY, MISSOURI

- 9200 NE Barry Road, Suite 200
- Kansas City, MO 64157
- Phone: 816.781.4922

- [COMPLIANCE](https://www.bukaty.com/compliance)

- [Compliance √](https://www.bukaty.com/compliance-pages/compliance-check-audit)
- [Affordable Care Act](https://www.bukaty.com/compliance-pages/affordable-care-act)

- [BUSINESS & PERSONAL INSURANCE](https://www.bukaty.com/business-and-personal-insurance)
- [Business Insurance](https://www.bukaty.com/business-and-personal-insurance/business-insurance)
- [Personal Insurance](https://www.bukaty.com/business-and-personal-insurance/personal-insurance)

- [ABOUT US](https://www.bukaty.com/about-us)

- [WHY BUKATY COMPANIES](https://www.bukaty.com/why-chose-bukaty)

- [CAREERS](https://www.bukaty.com/careers)

- [CONTACT US](https://www.bukaty.com/contact-us)

### LAWRENCE, KANSAS

- 1811 Wakarusa Dr, Suite 101
- Lawrence, KS 66047
- Phone: 913.345.0440

### ROSSVILLE, KANSAS

- P.O. Box 6
- Rossville, KS 66533
- Phone: 785.584.6043

[Privacy Policy](https://bukaty.com/privacy-policy) | [Terms & Conditions](https://www.bukaty.com/terms-and-conditions) | [Data Privacy Request](https://na2.hs-data-privacy.com/request/u3oSHq0fVfy2Yjy0yPv6XA) | © 2026 Bukaty Companies

[![LinkedIn icon](https://insights.bukaty.com/hubfs/BukatyCompanies_April2016/layout/LinkedIn-icon.png)](http://www.linkedin.com/company/bukaty-companies)[![Facebook icon](https://insights.bukaty.com/hubfs/BukatyCompanies_April2016/layout/facebook-icon.png)](http://www.facebook.com/pages/bukaty-companies/200660503298720)