---
title: IRS increases HSA and HDHP limits for 2025
description: The 2025 HSA and HDHP limits have been announced, allowing individuals to contribute up to $4,300 annually, families to contribute up to $8,550..
image: https://insights.bukaty.com/hubfs/AdobeStock_522805727-1.jpeg
---

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# IRS increases HSA and HDHP limits for 2025

Authored by  Bukaty Companies on May 13, 2024

The Internal Revenue Service (IRS) recently [announced](https://www.irs.gov/pub/irs-drop/rp-24-25.pdf) the 2025 health savings account (HSA) contribution limits. Effective January 1, 2025, individuals with self-only coverage can contribute up to $4,300 annually to their HSA. Those with family coverage may contribute up to $8,550 annually.

HSAs are tax-exempt accounts that help people save money for eligible medical expenses. To qualify for an HSA, the policyholder

- must be enrolled in an HSA-qualified, high deductible health plan (HDHP),
- must not be covered by other non-HDHP health insurance or Medicare, and
- cannot be claimed on a tax return.

![](https://insights.bukaty.com/hs-fs/hubfs/image-png-May-13-2024-05-27-29-6591-PM.png?width=621&height=240&name=image-png-May-13-2024-05-27-29-6591-PM.png)

The IRS did not note the 2025 HSA catch-up contribution for policy holders age 55 and over. The current 2024 limit is $1,000.

For additional information, contact your Bukaty benefits consultant at 913.345.0440.

 

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