The IRS has increased the health savings account (HSA) contribution limit for both self-only and family coverage. Self-only plans received a $50 increase in the annual contribution limit, and family coverage limits increased $100. HSAs typically accompany high-deductible health plans (HDHPs), whose deductible minimums are unchanged for 2022. Maximum out-of-pocket maximums increased $50 for self-only coverage and $100 for family. HSA catch-up contributions remain unchanged at $1,000.
|
Contributions and out-of-pocket limits for HSA and HDHP plans |
||
|
|
2022 |
2021 |
|
HSA contribution limit |
|
|
|
Self only |
$3,650 |
$3,600 |
|
Family |
$7,300 |
$7,200 |
|
HDHP minimum deductibles |
|
|
|
Self only |
$1,400 |
$1,400 |
|
Family |
$2,800 |
$2,800 |
|
HDHP max out-of-pocket |
|
|
|
Self |
$7,050 |
$7,000 |
|
Family |
$14,100 |
$14,000 |
|
HSA catch-up contributions |
|
|
|
(age 55 and older) |
$1,000 |
$1,000 |
