News & Insights

What are Forms 1094 / 1095?

Forms 1094 / 1095 are used by employers and health insurance carriers to report coverage and enrollment information to the Internal Revenue Service (IRS) and benefit-eligible employees.

The IRS sets a standard mileage rate to calculate the deductible or reimbursable cost of miles driven for business, charity, medical, or moving purposes. The standard mileage rates for 2025 are

Missouri employers should note the minimum wage increase that went into effect on January 1, 2025, bringing the state’s rate to $13.75 per hour. An updated minimum wage poster must be displayed in a conspicuous and accessible location. Proposition A, passed by Missouri voters on November 4, 2024,...

More than 20 states and municipalities have enacted paid family and medical leave laws in recent years, and the list is growing. A recent DOL advisory opinion clarifies how employer-provided paid leave is managed under the Family and Medical Leave Act (FLMA) when the employee is also entitled to...

The passage of the Consolidated Appropriations Act (CAA) unleashed a slew of requirements for health issuers and employer-sponsored health plans, including the annual completion of a Gag Clause Prohibition Compliance Attestation (GCPCA). The attestation applies to Employee Retirement Income...

The IRS establishes many of the rates and limits that pertain to health plan compliance, including the affordability threshold and limits associated with flexible spending accounts (FSAs), health saving accounts (HSAs) and high deductible health plans (HDHPs). As a new year approaches plan sponsors...

The Department of Labor’s (DOL’s) final rule regarding overtime pay increases the salary threshold for exempt executive, administrative and professional employees. While the rule went into effect July 1, 2024, employers need to note the upcoming 2025 requirements.

High deductible health plans (HDHPs) have enjoyed a safe harbor, extended by the Consolidated Appropriations Act (CAA), in which members could maintain health savings account (HSA) eligibility alongside first-dollar coverage for telehealth services. This safe harbor is set to expire on December 31,...

Employer-sponsored benefits are a critical element of an employee’s total compensation. Yet it’s no secret that employees struggle to understand how to leverage their benefits to improve their health, reduce waste and avoid medical debt. The National Institutes of Health cited that only 8% of...

Another election year is upon us, and HR personnel are bracing for impact as tense political topics make their way to the workplace. Political topics are polarizing but outright barring political discussion is not always a realistic option for employers. Legally, employers can prohibit employees...