News & Insights

The Affordable Care Act (ACA) requires certain employers to annually submit Forms 1094 / 1095 summarizing affordability, enrollment status and other group health plan details. Forms must be submitted to the Internal Revenue Service (IRS) and provided to covered individuals by published deadlines.

Each year plan sponsors of group health plans are required to notifyMedicare-eligible plan participants if their prescription drug coverage is at least as good as Medicare coverage. A proposed rule issued by the Centers for Medicare & Medicaid Services (CMS) seeks to ease the reporting...

In an effort to boost health care cost transparency and increase positive member health outcomes, the Consolidated Appropriations Act (CAA), was adopted in 2022. A Gag Clause Prohibition is among the act’s provisions and forbids plan sponsors from entering agreements with health care providers,...

Reports show that nearly a quarter of U.S. workers opted to not utilize any paid time off (PTO) last year, emphasizing the need for employers to know the difference between simply offering PTO and encouraging time off.

Generic versions of brand name medications have had a 40-year runway, yet consumer adoption remains grounded by skepticism for some. 

After the dizzying legislative battle that resulted in the repeal of portions of Missouri’s voter-approved Proposition A, one surviving element takes effect January 1, 2026. The state’s employers should prepare for the automatic minimum wage increase to $15 an hour at the start of the new year. The...

Employers are required to complete and retainForm I-9 for every employee hired to verify the employee’s eligibility and authorization to work in the U.S. If the U.S. Immigration and Customs Enforcement (ICE) conducts a Form I-9 Employment Eligibility Verification audit on an employer that reveals...

Starting in 2026, employers will permanently be afforded a federal tax credit for paid family and medical leave (PFML), courtesy of the One Big Beautiful Bill Act (OBBBA). Previously, the PFML tax credit was a temporary provision of IRC Section 45S. The new legislation expands and clarifies how...

Employers can support employee financial literacy by demystifying the payroll process. In an era where many employees are more knowledgeable about what they pay for streaming services than what they pay in taxes and premiums, employers can bridge the gap through education and payroll improvements.

The U.S. Supreme Court ruled June 27, 2025, that the zero-cost preventive care mandate within the Affordable Care Act (ACA) would remain in place. The Court was the final judicial stop in Kennedy v. Braidwood Management, Inc., challenging the constitutionality of the U.S. Preventive Services Task...